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How is my interest rate determined?

Rates are determined based on a number of variables, relating to both you as the applicant, and the quality of credit bureau information that we can obtain for you. Other factors include your affordability, school's requirements, your savings, etc. Unlike traditional lenders that assess on current salary, we will look at each student future salary potential after finishing their course. Each decision is customized for every applicant.

We provide the most competitive a rate upfront, but your rate may change based on information contained in your credit report, which we’ll as you to upload during the verification  stage.

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