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How does my application affect my interest rate and loan amount?

Interest rates are decided using a wide range of factors. Nearly every facet of your application will help decide both your interest rate and loan amount. These factors include pre-study salary, which school you're attending, outstanding liabilities or debt, countries of residence and nationality, other market rates you may have access to, and so forth. While interest rates may vary, we strive to make our rates as affordable as possible for our student borrowers.

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