We assess affordability based on your future earning potential and not on your credit history. This means you don’t need a co-signer or collateral in order to apply for a loan.
Over the years we have developed a unique credit model which means we can lend to students from 118 countries around the world.
Your future is important to us. To ease the journey back to employment after completing your studies, we offer a grace period before repayments start, and we don’t charge a fee for early repayment.
We’ve built a suite of extra benefits designed to make your life as an international student simple