Why do I need to create multiple applications for one program?

If your program is made up of multiple academic periods, then you will need to create a new application for each academic period. In the U.S. this is because your school may need to certify each period, and as a responsible lender we will need to assess your affordability before each new period.

Your application details will be saved, but you will need to review that all details are still correct. In particular the budget section: ensure that you are careful about taking on additional debt, keep your credit profile in good order and ensure you have proof of any non-debt funds allocated to future academic periods. Your Cost of Attendance may have changed at the school's discretion.

We may 'pre-approve' a loan amount for a future period. If you wish to apply for a higher amount then watch this video.

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