Certification is a process in the U.S. created for the purpose of borrower protection. Before a lender can send the loan, certification must be completed by the school. The school will check the loan amount to ensure it falls within their funding requirements, and they will look at your total financial profile to ensure that the Prodigy Finance loan combines with other funding sources to cover your tuition and living expenses. When approved, your school will set the date for Prodigy Finance to send the funds to them. We will then upload your final loan agreement and disclosure documents to your online Dashboard for you to e-sign when you arrive on campus.